• Buyer Services

    ANNA RICKENBACH PROPERTIES

  • Ready to Buy?

    Please take a few minutes to fill out the form below and let us know a little more about your goals. We really appreciate you investing the time up front in getting us the information we need to help you through your potential home buying experience. We will be in contact with you once we receive this information and start the journey.

  • Anna Rickenbach Properties

    A few words from our clients:

    "I came to Grand Junction from Massachusetts to look at homes and Anna had already scheduled houses for me to look at! She showed me around and made me feel so comfortable, answering all of my questions with ease. She had valuable information for me about the area and neighborhoods we looked at. When I found the house that I wanted she arranged for me to get a pre-approval letter that very day and within a half hour I had my letter and we made an offer on the home."

    -bought a home in October 2015

    A few words from our clients:

    "Anna was one of the best Real Estate Agents I have ever dealt with in buying or selling my 3 homes. She went out of her way in all aspects to meet my needs even after we had closed on my home in Grand Junction. She made herself available to me at all times to suit my needs and I was over 1500 miles away the majority of the time during the process."

    -bought a home in December 2016

    A few words from our clients:

    "Anna responded very quickly and the rest is history. Anna did a great job with our home purchase, she was very responsive and knowledgeable and helped us through all aspects of the home purchase including recommending a finance institution, which turned out to be the perfect choice. We would highly recommend Anna for any of your real estate needs."

    -bought a home in 2015

    A few words from our clients:

    "From the first interaction that my wife and I had with Anna to the closing on our house, Anna was everything we could have hoped for in a realtor. She was completely accessible and very patient as we went through the process of looking at multiple houses. She was attentive to things that we liked and things that we didn't. She paid attention to things that were deal breakers, e.g. we had to have space for a garden."

    -bought a home in October 2015

    A few words from our clients:

    "Anna is so helpful, diligent, kind hearted and honest. She knew the specifics of what type of home and lot we were looking for, and made a true effort to find the perfect home. Once we found the perfect home, she went above and beyond for us, making the experience for a first time buyer, moving from another state, exceptional! It was a pleasure working with her, and I strongly recommend her as a superior realtor."

    -bought a home in 2014

    A few words from our clients:

    "Anna was awesome to work with. She was good at getting to know us and what we like. She was in tune with our needs and wants. She was always available to answer questions, set up a showing and offer great advice. I would highly recommend Anna to anyone looking to buy a new home."

    -bought a home in September 2015

    A few words from our clients:

    "Anna was very helpful with our relocation from the front range. She showed us several different areas and houses and we are thrilled with our new home. Anna was great throughout the entire process and promptly resolved any issues even after closing. I would definitely recommend Anna!"

    -bought home in September 2016

    A few words from our clients:

    "Anna is stellar! She will do her very best for you. Have confidence in her - she worked diligently for us and we highly recommend her!"

    -bought a home in September 2016

    A few words from our clients:

    "This is the second time Anna has helped me purchase a property. Just like my first experience Anna was incredibly helpful from beginning to end. She truly wants to find the right home and has gone out of her way to make sure everything goes smoothly. I will definitely use Anna again!"

    -bought home in March 2017

    A few words from our clients:

    "Anna Rickenbach & her team have made buying & selling properties extremely easy & painless. She actually listened to what our wants & needs were. We knew we could talk openly & ask any & all questions concerning how different transactions were performed. Anna has a unique ability to make you feel at ease while at the same time being professional. She is very knowledgeable in all aspects of the real estate business. If you are looking for a realtor who is on top of her game & can help you buy or sell your property, there is no need to look any further. We will continue to use Anna & hope you will too."

    -sold & bought home in April 2017

    A few words from our clients:

    "Anna is highly qualified, experienced, and well educated in the local market! She makes the process simple, FUN, and as stress free as possible. Anna goes above and beyond what's expected of an agent!"

    -bought home in February 2017

    A few words from our clients:

    "When I was searching for a home, Anna was very helpful & knowledgeable about the homes I looked at. The last minute places I found while we were going from house to house were no problem, either. Just a quick call to her assistant, Marci, and we had lots of info in minutes! Anna listened to what I had to say & we didn't waste time looking at places I wouldn't like. She was on top of everything & with me every step of the way. I recommend Anna to anyone looking to purchase a house, especially if you really have no idea what you're doing. Thank you so much for everything, Anna and Marci!"

    -bought home in March 2017

    A few words from our clients:

    "Relocated to Grand Junction from Ohio and could not have found a better real estate professional than Anna. She was very timely in her response to all our questions and at times I thought perhaps she could read minds as she seemed to know what our next round of questions would be. Our situation was unique (and challenging) as the timing in which the closing and possession date were in conflict, however, Anna was able to work everything out between all parties quite amicably. Moreover, we were very impressed by her ability to communicate and adhere to the timeline/date schedule throughout the process from day one through closing. Very efficient and much appreciated. If you truly appreciate excellent customer service, Anna Rickenbach delivers."

    -bought home in March 2017

  • Types of Loans

    When starting the home buying process, its always good to know what type of loans you can be pre-qualified for. Talking to a Mortgage Professional is always a great first step.

    FHA/VA/USDA

    FHA- The Federal Housing Administration:

    This type of loan was designed to help meet the needs of low to moderate incomes. A 3.5% minimum down payment is required. Also, the buyer must meet the qualifying guide lines.

    For more information please click here.

    VA- The Department of Veterans Affairs:

    Available to active-duty or veteran military service members. Gift funds can be used for all or a portion of the down payment and closing costs.

    For more information please click here.

    USDA- United States Department of Agriculture- Rural Development

    This type of loan has flexible qualifying guidelines. There is little to no down payment and is based on maximum income and geographical area.

    To see if a home you are interest in is in a qualifying area, click here.

    For more information please click here.

     

    Conventional 

    Fixed Rate Mortgage-

    The interest rate will stay the same for the life on the loan, which makes for predicable monthly payments. This is ideal for those looking to stay in their home for a long period of time.

    Adjustable Rate Mortgage (ARM)-

    The rate may go up or down on pre-determines dates reflecting current market conditions. This type of loan is chosen by a buyer who plans to refinance or sell the home in a few years or can make a larger monthly payment if the rates adjust upward.

    Conventional Loans- Fannie Mae, Freddie Mac Conforming & Non Conforming

    This loan is chosen by a buyers with more money to put down on a loan. There are more strict qualifying guidelines.

  • Why You Should Choose Anna Rickenbach Properties

    When making one of the largest investments of your life, make sure you have the right team to guide you!